Insurance and Payment Options

We understand that your smile is important! Our front desk staff will strive to assist you in reaching a comfortable financial solution to your needed dental treatment. We work with most insurance companies.

Payment Policy

Payment of out-of-pocket expenses are due at the time of service. Patients will pay their estimated co-payments before leaving the office. We will provide an estimated treatment plan for each patient to help make the patient aware of out-of-pocket expenses. For your convenience we accept: cash, debit/credit card and checks. If you choose to pay by check and it is returned for any reason a minimum fee of $25 will be added to your account. Our practice does not offer in-house financing, however, we do recommend Care Credit as an option for payment.

 

Insurance Policy

Insurance coverage is variable based on the company and the plan. It is the patient’s responsibility to know their coverage. As a courtesy, we will attempt to contact your insurance company to verify coverage and obtain an explanation of your benefits. The obtained information is not a guarantee of payment from your insurance company. We will bill your insurance company as a courtesy and collect the estimated patient portion at the time of service. If your insurance company fails to pay the estimated portion, the patient will be billed the difference. We are not responsible for how your insurance company responds to or pays claims as your benefits are not determined by our office. Some insurance companies require pre-authorizations and waiting periods for certain treatment. It is the patient’s responsibility to know about these limitations. Most importantly, please keep us informed of any and all changes to your insurance.

Accepted Insurance Carriers:

Aetna
Anthem
Assurant
Blue Shield
Cigna & Guardian
Delta Dental
Humana
Liberty Mutual
Lincoln Financial
MetLife
Mutual of Omaha
ODS
Principal Mutual
Tricare
United Concordia
United Health

 

Cancellation Policy

Appointments that are broken or missed without a 24 hour notification are subject to a charge. The first broken or missed appointment will result in verbal or written acknowledgement, the second broken or missed appointment will result in a minimum charge of $45 to each patient and the third broken or missed appointment will result in a minimum charge of $45 to each patient as well as possible dismissal from the practice.

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